One ledger you can actually trust.

Finance OS keeps every account, transaction and transfer in a single record that cannot be quietly rewritten — then shows you what it all adds up to.

Sign-up opens as soon as the secure database is connected.

4
Workspace types: None
Editable history: Zero
Shared data between clients

Built for how you actually hold money

Pick the shape of your workspace during setup. Each one is separate, with its own accounts and its own members.

Individual

Your own accounts, spending and net worth in a single place.

Family

Shared household accounts with a clear record of who entered what.

Business

Clean books with entries that can never be quietly rewritten.

Advisor

Separate client workspaces, strictly isolated from one another.

The foundation

Integrity is the feature, not a setting

Entries are permanent

A posted entry is never edited. Fixing one voids it and records a replacement, so the full history survives.

Tamper-evident trail

Every financial change is written to an append-only log that is chained, so alteration is detectable.

Isolated by workspace

You only ever see the workspaces you are an active member of. That boundary is enforced by the database itself.

Transfers always balance

Moving money between accounts is one entry with two sides that must net to zero.

From curious to in control

01
Discover
See exactly what Finance OS records and protects.
02
Sign up
Email and password. No card, no connected bank.
03
Guided setup
Choose your workspace style and add your first account.
04
First value
A real net worth figure from your own numbers.
05
Activation
Daily entries, transfers and a monthly in-and-out view.

Coming after Phase 1

Not available yet

These are deliberately not built yet, and nothing in the app pretends otherwise.

Bank connections

Automatic account and transaction sync.

Payments

Pay bills and move money out of Finance OS.

AI CFO

Plain-language answers about your finances.

Notifications

Alerts for balances, due dates and unusual activity.